How do I stop bill collectors from calling my cell phone?
You may have listed your cell number on the application for credit, or maybe the company trapped your phone number when you used your cell to call them. So to stop these calls all you have to do is withdraw any consent to call your cell. It’s best to do this in writing with a letter sent via certified mail.
Do bill collectors know when you are on your phone?
Because of cellphones’ mobile nature, when a collector calls you on your cellphone, the collector doesn’t know where you are. If you’re at a place where it’s inconvenient for you to receive collection calls, then the collector has violated the FDCPA.
How do I look up a collection agency?
Ask the caller for a name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state attorney general . Your state regulator may be of assistance if your state licenses debt collectors.
How did a collection agency get my phone number?
The most common way debt collectors get your cell number is when you call them back on your cell phone when you get a collection letter. They then “trap” your cell phone number.
How many times a day can a debt collector call your cell phone?
Federal law doesn’t give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number. You do have a right to tell the debt collector to stop calling you.
Can you tell a debt collector to stop calling?
It is against the law for a debt collector to use unfair, deceptive or abusive practices in an attempt to collect debt from you. Don’t ignore debt collectors. Even if the debt is yours, you still have the right not to talk to the debt collector and you can tell the debt collector to stop calling you.
How did debt collectors get my cell phone number?
The most common way debt collectors get your cell number is when you call them back on your cell phone when you get a collection letter. They then “trap” your cell phone number. Save the record of the phone number that called to your cell. If you know how, you should also download the messages with a date and time stamp.
Where can I find the phone number of a collection agency?
Phone books. Phone directories, printed or online, are good sources of names, addresses, and phone numbers. If a collection agency has your phone number, it may be able to find your address using a reverse directory. A reverse directory lists telephone numbers in numeric order, rather than by name.
How can I find a collection agency for my electric bill?
Although this process is difficult, an agency collector may be able to find you through the electric or phone company, especially if you are still in the same service area. Even if you move farther, the company may have your new address as a place to send your final bill.
How can I find out someone’s cell number?
There are places on the internet where you can research someone’s cell phone number if you have their name and general area where they live. The most common way debt collectors get your cell number is when you call them back on your cell phone when you get a collection letter.
