How do I get Obamacare in Rhode Island?
Affordable Care Act (ACA) You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act. Learn more about ACA insurance options in Rhode Island. Call 1-844-852-5416.
Is HealthSource RI Obamacare?
HealthSource RI was created in 2013 as a part of the implementation of the Affordable Care Act, sometimes referred to as Obamacare. HealthSource RI is one of 12 state-based health insurance marketplaces.
What are off exchange health plans?
An off-exchange plan is a health insurance policy that is purchased directly from an insurance company or through an agent or broker, outside of the official ACA-created health insurance exchange. (Note that agents and brokers also help people enroll in on-exchange plans.)
What is the penalty for not having health insurance in Rhode Island?
Rhode Island Individual Mandate The penalty for failure to have ACA-compliant health insurance is the same as it would have been under the federal individual mandate. It will cost a family $695 for each uninsured adult and $347.50 for each uninsured child or 2.5% of the household income, whichever amount is greater.
Is it mandatory to have health insurance in Rhode Island?
Health insurance is a requirement in the state of Rhode Island. If you go without continuous health coverage, you might pay a penalty when you file your taxes in 2021.
Are there health insurance exchanges in Rhode Island?
Rhode Island health insurers don’t have to offer every tier of plan, but within the Rhode Island health insurance Exchanges, all health insurance companies must offer at least one silver plan and one gold plan to consumers.
How many people have health insurance in Rhode Island?
For 2021, Rhode Island marketplace plan rates increased by an average of about 4.2%. How many people are insured through Rhode Island’s marketplace? For 2021 coverage, 31,174 people selected private individual market plans through HealthSource RI during the open enrollment period.
Where to apply for health insurance in Rhode Island?
If you live in Rhode Island, HealthSource RI is the Health Insurance Marketplace to serve you. Instead of HealthCare. gov, you’ll use the HealthSource RI website to apply for coverage, compare plans, and enroll. Visit HealthSource RI now to apply.
When is open enrollment for health insurance in Rhode Island?
Rhode Island uses a state-run health insurance marketplace, where individuals, families, and small businesses can shop for health coverage. Open enrollment for 2021 coverage in Rhode Island is over, but a COVID-related special enrollment period runs through May 15, 2021.